Washington Trust Bancorp (NASDAQ: WASH – received rating) and Eagle Financial Services (OTCMKTS:EFSI – received rating) are both small-cap financial companies, but which is the better stock? We’ll compare the two companies based on their dividend strength, profitability, valuation, institutional ownership, risk, earnings, and analyst ratings.
profit and rating
This table compares the gross earnings, earnings per share, and valuation of Washington Trust Bancorp and Eagle Financial Services.
|gross receipts||price/sales ratio||net income||earnings per share||price-earnings ratio|
|Washington Trust Bancorp||$245.39 million||3.48||$76.87 million||$4.16||11.83|
|Eagle Financial Services||$54.00 million||2.28||$11.02 million||$3.30||10.74|
Washington Trust Bancorp has higher revenues and profits than Eagle Financial Services. Eagle Financial Services is trading at a lower price-to-earnings multiple than Washington Trust Bancorp, suggesting it’s the cheaper of the two stocks at the moment.
Institutional and Insider Ownership
77.4% of Washington Trust Bancorp’s shares are held by institutional investors. In comparison, 1.3% of Eagle Financial Services shares are held by institutional investors. Insiders own 1.4% of Washington Trust Bancorp’s shares. By comparison, insiders own 12.9% of shares in Eagle Financial Services. Strong institutional ownership is an indication that endowments, hedge funds, and large money managers believe a company will outperform the market over the long term.
Washington Trust Bancorp pays an annual dividend of $2.16 per share and has a dividend yield of 4.4%. Eagle Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.2%. Washington Trust Bancorp pays out 51.9% of its profits in the form of a dividend. Eagle Financial Services pays out 33.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with profits for the next several years. Washington Trust Bancorp has increased its dividend for 12 straight years. Washington Trust Bancorp is clearly the better dividend stock given its higher yield and longer track record of dividend growth.
This is a breakdown of the current recommendations for Washington Trust Bancorp and Eagle Financial Services as reported by MarketBeat.com.
|sell reviews||keep ratings||Buy reviews||Strong buy recommendations||rating score|
|Washington Trust Bancorp||0||2||0||0||2.00|
|Eagle Financial Services||0||0||0||0||N / A|
Washington Trust Bancorp currently has a consensus price target of $56.00, which suggests a potential upside of 13.77%. Given Washington Trust Bancorp’s more likely upside potential, research analysts clearly believe Washington Trust Bancorp is cheaper than Eagle Financial Services.
This table compares the net margins, return on equity, and return on assets for Washington Trust Bancorp and Eagle Financial Services.
|net margins||return on equity||return on investment|
|Washington Trust Bancorp||30.69%||13.35%||1.24%|
|Eagle Financial Services||20.26%||10.62%||0.89%|
Risk & Volatility
Washington Trust Bancorp has a beta of 0.74, suggesting its stock price is 26% less volatile than the S&P 500. In comparison, Eagle Financial Services has a beta of 0.58, suggesting its stock price is 42% less volatile % less volatile than the S&P 500.
Washington Trust Bancorp beats Eagle Financial Services on 13 of the 15 factors compared between the two stocks.
About Washington Trust Bancorp (received rating)
Washington Trust Bancorp, Inc. acts as the bank holding company for The Washington Trust Company of Westerly, which provides a variety of banking and financial services to individuals and businesses. The Company operates through two segments, Commercial Banking and Wealth Management Services. The Commercial Banking segment offers various commercial and personal lending products such as: B. commercial real estate loans, including commercial mortgages and construction loans; commercial and industrial loans; residential real estate loans, which consist of mortgage loans and homeowner construction loans; and consumer lending, which includes home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also offers deposit accounts, including interest-bearing and non-interest-bearing demand deposits, NOW and savings accounts, money market and retirement accounts, and time deposits, as well as debit cards, ATMs, phone banking, internet banking, mobile banking, remote capture of deposits, and other cash management services. The Wealth Management Services segment offers investment management; financial planning; personal trust and probate services such as trustee, personal representative, custodian and guardian; and estate administration and institutional trustee services, including custodial and trustee services. This segment serves private and institutional customers. The company also operates as a licensed broker-dealer; and offers variable annuities and college savings plans. As of December 31, 2021, it had 10 branches in southern Rhode Island, 13 branches in the greater Providence area of Rhode Island, and 1 branch in southeastern Connecticut. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.
About Eagle Financial Services (received rating)
Eagle Financial Services, Inc. acts as the bank holding company for Bank of Clarke County, which provides a variety of personal and commercial banking products and services throughout the Shenandoah Valley and Northern Virginia. The Company’s deposit products include checking, NOW, money market and regular savings accounts; as well as sight and time deposits. The loan portfolio includes residential real estate for one to four family houses, commercial real estate, construction and land development, commercial and industrial loans and secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, auto loans and credit card loans. The company also offers personal and retirement planning services; investment services consisting of tax-advantaged annuities, IRAs and rollovers, mutual funds, retirement plans, college savings plans, life insurance, long-term care insurance, fixed income investments, brokerage CDs, and full-service or discount brokerage services; non-deposit investment products; and property insurance products. In addition, it offers ATMs and debit cards; and telephone, internet and mobile banking services, as well as other commercial deposit account services, such as The company operates through twelve full-service branches, two loan manufacturing offices, an asset management office and a drive-through facility and 13 ATMs in the communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Virginia, Virginia. Warrenton, Leesburg, Ashburn and Fairfax. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.
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