Now that we live in uncertain times, it has become more necessary than ever to manage our resources carefully and to spend them wisely. By this we don’t mean cutting back on essentials and supplies to save money, but rather thinking about ways to get more value from our purchases.
For example, if we’re going to spend most of it anyway, we might as well “swipe” these transactions using a credit card now, and then pay them with our money later.
By using a credit card, we get added value from purchases in the form of reward points, cash back, converting unused credit into cash, and options to convert essential purchases into light monthly installments – 0% d down payment or 0% balance conversion. It even extends our financial capacity by allowing us to purchase large items. And, one of the best things about it is that it helps us manage our cash flow effectively because there is a bit of wiggle room between the date of our purchases and the due date of our cycles. billing.
Not to mention that during this global health crisis, nothing is more important than shifting all our online activities to decrease our physical contact with others to ensure our safety. These activities include paying bills and getting groceries, among all the other things we can accomplish from the comfort of our own homes with the help of the Internet.
Adjusting to this change is effortless when you have a credit card as credit cards are accepted and a preferred method of payment by most ecommerce sites.
To top it off, the welcome gift for new Metrobank cardholders is even better because it delivers exactly the added value we need in the new normal scenario: cashback on discounts.
How it works
When you apply for a Metrobank credit card from July 16, 2020 to October 15, 2020 and get approved, you will be eligible for the New Cardholder Cash Back promotion. You’ll even automatically get additional refund credits for simply applying online through https://m.me/MiaOfMetrobankCard or to https://apply.metrobankcard.com/.
New non-premium cardholders can get up to Php 3,000 in cash back through this discount offer, while new premium cardholders can get up to Php 5,000. Plus an additional P500 when applying online.
Credit card management
If what’s stopping you from getting a credit card is the daunting thought that you could mismanage yourself and end up in debt, know that maintaining good credit isn’t as difficult or impossible as you might think. As long as you diligently follow your billing cycle and only buy what you can pay in full by the due date, you won’t have any problems. You will also find that there are actually more advantages than disadvantages to owning a credit card. Having a good credit score not only gives you better purchasing power, but also gives you access to great card offers, like discounts, which could lead to big savings in the long run.
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