Critical Contrast: FNCB Bancorp (NASDAQ:FNCB) and BNCCORP (OTCMKTS:BNCC)



FNCB Bancorp (NASDAQ: FNCBreceived rating) and BNCCORP (OTCMKTS:BNCCreceived rating) are both small-cap financial companies, but which is the better investment? We’ll compare the two companies based on the strength of their dividends, earnings, profitability, analyst recommendations, risk, institutional ownership, and valuation.

Analyst Recommendations

This is a breakdown of the most recent recommendations and price targets for FNCB Bancorp and BNCCORP as provided by MarketBeat.com.

sell reviews keep ratings Buy reviews Strong buy recommendations rating score
FNCB Bancorp 0 0 0 0 N / A
BNCCORP 0 0 0 0 N / A

Insider and Institutional Property

Institutional investors own 13.6% of FNCB Bancorp stock. In comparison, 0.0% of BNCCORP stock is owned by institutional investors. Insiders own 17.4% of FNCB Bancorp stock. In comparison, 28.4% of BNCCORP stock is owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers, and endowments believe a stock will outperform the market over the long term.

risk and volatility

FNCB Bancorp has a beta of 0.39, meaning its stock price is 61% less volatile than the S&P 500. In comparison, BNCCORP has a beta of 1.23, meaning its stock price is 23% more volatile than the S&P 500 S&P 500.

profitability

This table compares the net margins, return on equity, and return on assets of FNCB Bancorp and BNCCORP.

net margins return on equity return on investment
FNCB Bancorp 33.19% 12.76% 1.22%
BNCCORP 21.43% 10.76% 1.30%

Rating & Result

This table compares the revenue, earnings per share (EPS) and valuation of FNCB Bancorp and BNCCORP.

gross receipts price/sales ratio net income earnings per share price-earnings ratio
FNCB Bancorp $59.97 million 2.61 $21.37 million $0.99 7.91
BNCCORP $78.14 million 1.53 $21.95 million $3.82 8.77

BNCCORP has higher revenues and profits than FNCB Bancorp. FNCB Bancorp is trading at a lower price-to-earnings multiple than BNCCORP, suggesting it’s the cheaper of the two stocks at the moment.

summary

BNCCORP beats FNCB Bancorp on 7 of the 11 factors compared between the two stocks.

FNCB Bancorp company profile (received rating)

FNCB Bancorp, Inc. acts as the bank holding company for FNCB Bank, which provides personal and commercial banking services to individuals, businesses, local governments and communities in northeastern Pennsylvania. The Company offers check, savings, money market and certificate of deposit products. It also offers residential mortgage loans and term home equity loans and lines of credit; construction, land acquisition and development loans; commercial real estate loans; commercial and industrial loans; consumer loans such as secured and unsecured personal loans, auto loans, lines of credit and overdraft protected loans; government and political subdivision loans and leases; and purchased loans. In addition, the company offers debit cards; mobile and telephone banking, check imaging and electronic statements; remote collection of deposits, merchant, treasury and shopping card services; and wealth management services. As of January 28, 2022, it operated 17 community offices in Lackawanna, Lucerne, and Wayne counties. The company was formerly known as First National Community Bancorp, Inc. and changed its name to FNCB Bancorp, Inc. in October 2016. FNCB Bancorp, Inc. was founded in 1910 and is headquartered in Dunmore, Pennsylvania.

BNCCORP Company Profile (received rating)

BNCCORP, Inc. acts as the banking holding company for BNC National Bank, which provides community banking, retail and mortgage banking, and wealth management services to businesses and consumers. The company provides commercial banking services including corporate finance, commercial real estate lending, small business management loans, business auditing, cash management, corporate credit cards and trading services for small and medium-sized businesses. It also offers retail banking and mortgage banking services such as: B. personal checking and savings products, personal loans and card services; and home loans through a direct-to-consumer channel and a retail channel. The company also offers wealth management solutions, including 401(k) and other retirement plans, trustee services and personal wealth advisory services. It offers community banking and wealth management services in 11 locations in Arizona and North Dakota; and mortgage banking services through 9 locations in Arizona, North Dakota, Illinois, Kansas and Michigan. The company was founded in 1987 and is headquartered in Bismarck, North Dakota.



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