Comparing Clients Bancorp (NYSE:CUBI) & Mid Penn Bancorp (NASDAQ:MPB)



Customer Bancorp (NYSE:CUBIreceived rating) and Mid Penn Bancorp (NASDAQ: MPBreceived rating) are both small-cap financial companies, but which is the better stock? We’ll compare the two companies based on the strength of their analyst ratings, valuation, dividends, risk, profitability, earnings, and institutional ownership.

profit and rating

This table compares the revenue, earnings per share, and valuation of customers Bancorp and Mid Penn Bancorp.

gross receipts price/sales ratio net income earnings per share price-earnings ratio
Customer Bancorp $858.75 million 1.50 $314.65 million $10.02 3.91
Mid Penn Bancorp $144.85 million 3.08 $29.32 million $2.55 10.98

Customers Bancorp has higher revenues and earnings than Mid Penn Bancorp. Customers Bancorp is trading at a lower price-to-earnings ratio than Mid Penn Bancorp, suggesting it is the cheaper of the two stocks at the moment.

risk and volatility

Clients Bancorp has a beta of 1.61, meaning its stock price is 61% more volatile than the S&P 500. In comparison, Mid Penn Bancorp has a beta of 0.53, meaning its stock price is 47% less volatile than the S&P 500.

Insider and Institutional Property

83.5% of Customers Bancorp shares are owned by institutional investors. In comparison, 38.5% of Mid Penn Bancorp’s stock is owned by institutional investors. 6.8% of Customers Bancorp stock is owned by company insiders. By comparison, 10.3% of Mid Penn Bancorp’s stock is owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds, and endowments believe a company is poised for long-term growth.

profitability

This table compares the net margins, return on equity, and return on assets of customers Bancorp and Mid Penn Bancorp.

net margins return on equity return on investment
Customer Bancorp 40.14% 30.79% 1.85%
Mid Penn Bancorp 20.32% 10.01% 1.02%

Analyst Recommendations

This is a breakdown of recent ratings and price targets for clients Bancorp and Mid Penn Bancorp, as provided by MarketBeat.com.

sell reviews keep ratings Buy reviews Strong buy recommendations rating score
Customer Bancorp 0 3 5 0 2.63
Mid Penn Bancorp 0 0 0 0 N / A

Customers Bancorp currently has a consensus price target of $71.07, which suggests a potential upside of 81.44%. Given Customers Bancorp’s more likely upside potential, equity analysts clearly think Customers Bancorp is cheaper than Mid Penn Bancorp.

summary

Customer Bancorp beats Mid Penn Bancorp on 10 of the 13 factors compared between the two stocks.

About Clients Bancorp

(received rating)

Customers Bancorp, Inc. acts as the banking holding company for Customers Bank, which provides financial products and services to consumers and small and medium-sized businesses. The Company offers deposit products including checking, savings, MMDA and other deposit accounts. It offers lending products including commercial mortgage inventory loans, multi-family and commercial real estate loans, commercial banks, small business loans, equipment financing, residential mortgage loans and personal loans. It also offers traditional banking activities including mobile banking, Internet banking, wire transfers, e-bill payment, safe deposit box services, remote deposit services, courier services, merchant settlement services, money safes, controlled withdrawals, positive payment, cash management services, such as account reconciliation, collections, and sweeping accounts. It operates 12 full-service offices and limited manufacturing and administrative offices in southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia and Delaware Counties; Harrisburg, Pennsylvania; Roggenbach and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington, D.C.; Chicago, IL; Dallas, Texas; Orlando Fla.; and Wilmington, North Carolina. Clients Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.

About Mid Penn Bancorp

(received rating)

Mid Penn Bancorp, Inc. acts as the bank holding company for Mid Penn Bank, which provides commercial banking services to individuals, partnerships, not-for-profit organizations and corporations. The Company offers various term and demand deposit products including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit and IRAs. It also offers a range of lending products, including mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, home loans, agricultural loans, community development loans, nonprofit loans and local government loans. In addition, the company offers online banking, telephone banking, cash management and ATMs and safe deposit boxes; and trustee and wealth management services. As of December 31, 2021, the Company operated sixty full-service retail banking locations in Berks, Blair, Bucks, Centre, Chester, Clearfield, Cumberland, Dauphin, Fayette, Huntingdon, Lancaster, Lehigh, Lucerne, Lycoming, Montgomery, Northumberland , Perry , Schuylkill and Westmoreland counties, Pennsylvania. The company was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.



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